Sources of funding

UK Higher Education is funded in the same way, whether it is provided in a College or a University.  While fees differ between institutions, the sources of funding to support students are the same.


Students are, of course, welcome to pay their own fees but in practice few are able to do so.  Self-funding students usually pay for their studies annually on enrolment.

A significant proportion of our students are supported by their employers paying some or all of their fees on their behalf.  In these cases the College will bill the employer direct provided a letter from the employer confirming their willingness to pay is provided at enrolment.

Student Loans

Almost all students in Higher Education are eligible for student loans. UK and EU citizens who have been resident in the UK for more than three years are almost always entitled to support unless they have already been funded for Higher Education at the same level or already have a qualification at a higher level than the one being undertaken.  Eligibility is decided by Student Finance England and students apply for assessment online.  The information disclosed online is not shared with the College, but we can offer general advice to students about their likely entitlements.

Full-time Students

Full-time student funding includes:

  • Tuition Fee Loans covering the full cost of fees.
  • A Maintenance Loan to cover living expenses. This is currently £6,904 per year if living at home with parents, and £8,200 if not. Students may also be entitled to extra Maintenance Loans depending on their personal circumstances.

These elements are repayable – repayments are deducted directly from salaries by students’ future employers in the same way that Income Tax and National Insurance are.  The rate is 9% of earnings above £21,000 per year.  That means an ex-student earning £25,000 per year repays nothing, one earning £30,000 repays £67.50 per month and whatever balance remains after 30 years is written off.  Student loans do not show on credit searches and do not normally affect future loan applications.

Additional help

  • Disabled Students Allowance: Students with disabilities can get help to cover essential extra costs they have as a result of their disabilities.  The amount of support is based on an independent individual assessment of need.
  • Childcare Grant: If you are studying full-time, you might be able to apply for  CCG, which helps with childcare costs. This is dependent on upon your household income.
  • Parents’ Learning Allowance: An allowance of up to £1,573 per year is paid for course-related costs if you have dependent children.
  • Adult Dependents Grant: Students can get up to £2,757 per year if they have an adult who depends on them financially.

This extra help is not repayable unless a student leaves a course early.

Part-time students

Part-time students are eligible for the Tuition Fee Loan to cover the actual cost of fees, and to the Disabled Students’ Allowance but not to any other support.

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